AUSTRALIAN INSURANCE GUIDE
Business Interruption Insurance Guide
A guide to the financial consequences of an insured interruption.
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What information helps explain business interruption exposure?
A business interruption presentation can include turnover or gross profit basis, expected recovery time, an appropriate indemnity period, critical premises, key suppliers and customers, machinery or system dependencies and realistic continuity arrangements.
OVERVIEW
Think about recovery time, not only physical damage
Key information can include revenue or gross profit basis, indemnity period, premises dependency, key suppliers and customers, utilities, machinery, stock, seasonality and alternative premises.
Australian catastrophe events can also interrupt access, infrastructure and supply chains even after physical repairs begin.
Australian insurance context
For Australian businesses, Business Interruption Insurance Guide should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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Published by DIBNI · Last reviewed 30 August 2026 · Editorial standards · Commercial insurance proposal guide