INDUSTRY SOLUTION
Agriculture
Insurance for farms, livestock producers, growers, horticulture, vineyards, agricultural contractors and rural businesses.
OVERVIEW
Australian agriculture needs Australian questions
Farm property, machinery, plant, livestock, liability, interruption, motor, transit and workforce exposures can all be relevant. Australian underwriting may also need to consider bushfire, cyclone, flood, remoteness, machinery, chemical use, livestock, broad-acre operations and seasonal labour.
Agricultural risks should not be treated as a direct copy of a UK farm insurance model.
Australian insurance context
For Australian organisations, Agriculture should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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