AUSTRALIAN INSURANCE GUIDE
Contract Works Insurance Guide
A guide to insurance for construction works and materials while a project is underway.
QUICK ANSWER
What information is useful for Contract Works Insurance?
Useful contract works information can include project type, maximum contract value, annual turnover, new-build or alteration work, structural activity, excavation or demolition, principal-controlled arrangements, project locations, plant, subcontractors and previous losses.
OVERVIEW
Project type, contract value and site activity drive underwriting
Prepare maximum contract values, annual turnover, project types, residential or commercial split, new builds versus alterations, subcontracting, structural work, excavation, demolition, work at height, hot work, design responsibility, plant and geographic area.
Licensing and residential building requirements can vary by jurisdiction and should be checked for the relevant state or territory.
Australian insurance context
For Australian businesses, Contract Works Insurance Guide should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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Published by DIBNI · Last reviewed 30 August 2026 · Editorial standards · Commercial insurance proposal guide