OVERVIEW
Every public interaction creates an exposure.
Public Liability insurance is designed to respond when a third party alleges that your business caused accidental injury or damage to their property. Cover may include legal defence costs and compensation, subject to the policy terms, limits and exclusions.
CORE PROTECTION
For incidents beyond your own workforce.
Injury.
Claims from customers, visitors, contractors or members of the public who are accidentally injured.
Property damage.
Accidental damage to third-party property arising from your business activities.
Defence costs.
Legal representation and investigation costs may be included where the policy responds.
WHO IT HELPS
Is this relevant to your organisation?
Businesses, sole traders, contractors, landlords, event organisers and organisations that interact with clients, visitors or the public. Cover is subject to underwriting, policy terms, conditions, limits and exclusions.
YOUR CHOICE
Understand more. Or begin.
Read the detailed guide, or go directly to the proposal route if you are ready to tell us about the risk.
Australian insurance context
For Australian organisations, Public Liability Insurance should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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