PROFESSIONAL & MANAGEMENT
Management Liability Insurance
Protection for the people and entity exposures that can arise from running an Australian business.
OVERVIEW
Management decisions create their own set of exposures
Management Liability is an established Australian SME and mid-market product structure. Depending on the insurer and wording, it may bring together cover for directors and officers, employment practices, statutory liability, crime, the corporate entity and other management-related exposures.
The exact sections vary between policies, so DIBNI does not treat Management Liability as a single uniform package. The starting point is understanding the organisation, its people, governance and operating environment.
WHAT MATTERS
Ownership, workforce, governance and claims history
Insurers may ask about turnover, number of employees, company structure, directors, subsidiaries, acquisitions, external investment, employment disputes, regulatory matters, crime controls and previous claims or circumstances.
Directors & Officers Liability can also remain relevant as a distinct product for organisations that want specific D&O protection or have more complex board and investor exposures.
Understand more. Or begin.
Read the Australian Management Liability guide, or begin your proposal when you are ready.
Australian insurance context
For Australian organisations, Management Liability Insurance should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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