OVERVIEW
A workplace claim can emerge long after the work
Employers’ Liability insurance is designed to respond when an employee alleges injury or illness caused by their work. Most UK employers are legally required to hold qualifying cover, subject to limited exemptions, and the policy must meet the relevant statutory requirements.
CORE PROTECTION
For present and former employees
Injury.
Claims may arise from accidents involving premises, equipment, vehicles or working practices.
Illness.
Occupational disease and cumulative exposure claims may appear years after the relevant employment.
Defence and compensation.
The policy may meet legal costs and compensation where the employer is liable.
WHO IT HELPS
Is this relevant to your organisation?
Most organisations employing staff, including permanent, temporary, part-time, casual, apprentice and volunteer workforces where applicable. Cover is subject to underwriting, policy terms, conditions, limits and exclusions.
YOUR CHOICE
Understand more. Or begin
Read the detailed guide, or go directly to the proposal route if you are ready to tell us about the risk.