What it is
Travel insurance should reflect the traveller, destination, duration, activities, medical circumstances, trip cost and the consequences of cancellation, illness or disruption.
IN CONTEXT
Travel Insurance, considered clearly
Begin with the circumstances, the outcome being sought and the information an insurance professional would need to understand. A clear starting point creates a more useful conversation.
THE DETAIL
Understanding comes first
Relevant details may include activities, people, assets, locations, contractual responsibilities, prior incidents, existing arrangements, territory and timescale. What matters will depend on the enquiry.
THE ROUTE
A considered introduction
DIBNI acts as an introducer. We review the information supplied and, where appropriate, connect the enquiry with an insurance professional who can explain their role, regulatory status and any service they may provide.
Australian insurance context
For Australian organisations, Travel Insurance should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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