OVERVIEW
Leadership decisions can become personal allegations.
Directors and Officers insurance can protect individual directors, officers and senior decision-makers against claims alleging wrongful acts in the management of an organisation. It may also reimburse the organisation where it is permitted to indemnify them.
CORE PROTECTION
Protection for people who carry responsibility.
Defence.
Legal costs may be covered when an insured person must respond to an allegation or investigation.
Personal liability.
Cover may protect personal assets where the organisation cannot or does not indemnify the individual.
Company reimbursement.
The policy may reimburse the organisation when it has lawfully funded an insured person’s defence or settlement.
WHO IT HELPS
Is this relevant to your organisation?
Directors, officers, trustees, committee members and senior managers in private companies, charities and other organisations. Cover is subject to underwriting, policy terms, conditions, limits and exclusions.
YOUR CHOICE
Understand more. Or begin.
Read the detailed guide, or go directly to the proposal route if you are ready to tell us about the risk.
Australian insurance context
For Australian organisations, Directors & Officers Insurance should be considered against the actual activities, location, scale, contracts, assets and risk controls of the business. Insurance requirements and insurer appetite can vary by state or territory and by the way the risk is presented.
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